Frequently Asked Questions
Before you start shopping for your first vehicle in Canada, you probably have a lot of questions about everything from choosing the right car to securing financing with limited credit history.
In this FAQ, we’ve compiled the most common concerns newcomers have so you can feel confident and informed as you explore your options. Whether you’re curious about leasing versus buying or wondering how to establish credit while getting behind the wheel, these answers are here to guide you every step of the way.
I just arrived in Canada. Can I still get a car loan?
Yes! Our programs are designed for people who just moved to Canada.
My English is not perfect. Will you help me?
Yes! We have staff who work with newcomers every day. We will explain everything clearly and will leverage technology and translation tools when necessary to help bridge language barriers.
I don't have money for a down payment. Can I still buy a car?
Some of our programs require no money down. We will find the best option for you.
What if my work permit expires soon?
Your permit needs at least 6 months left (depends on the lender). If it expires soon, we may need proof you are renewing it.
Can I bring my family member to help?
Yes! We welcome family members to help with translation or support.
Will this help my credit score in Canada?
Yes! Making your car payments on time helps build your Canadian credit history.
